Global consulting firm IDC has released its 2026 FinTech Rankings, with Yixin Group (02858) securing a spot in the global Top 50 for the first time. The company's inclusion, driven by its sustained technological innovation and large-scale AI deployment in the auto finance sector, also earned it a place on the Emerging FinTech list.

The IDC FinTech Rankings, published for over two decades, stands as one of the most influential benchmarks in the global financial technology industry. The Top 100 list strictly evaluates vendors based on their previous year's technology revenue from the financial sector, requiring that over one-third of revenue comes from financial services and fintech businesses. The Emerging FinTech category highlights innovative, high-growth newcomers making their debut on the global rankings.

A total of 12 Chinese firms made the 2026 Top 100, with Yixin breaking into the Top 50. This achievement stems from its systematic integration of AI throughout the entire auto finance value chain, from marketing and approval to risk control and customer service. Since 2018, Yixin has been strategically advancing AI applications, and in the first half of this year accelerated its "system-centric" AI strategy with a proprietary agentic large model matrix and engineering framework.

Currently, 90% of Yixin's business processes are autonomously driven by automotive finance agentic AI, boosting operational efficiency by 45.4%. The combination of AI innovation with experience serving over 15 million customers has laid a solid foundation for its fintech SaaS business expansion. Public data shows fintech revenue grew 59.5% year-over-year to nearly RMB 3 billion in the first half of 2026, with partnerships now spanning around 80 financial institutions.

This international recognition not only places Yixin among the world's leading fintech service providers but also underscores the global competitiveness of China's vertical fintech sector in technology commercialization. Going forward, Yixin plans to leverage its dual "finance and technology" engine to expand overseas, driving intelligent upgrades in auto finance and contributing Chinese momentum to the global fintech industry's high-quality development.